1. Introduction

Welcome to EarnGainStream.com (“Platform”). By accessing or using our services, you agree to abide by these Terms and Conditions. If you do not agree, you must discontinue using the platform immediately.

2. Regulatory Compliance

EarnGainStream operates as a fully regulated brokerage platform under the oversight of the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA).
The platform complies with all applicable U.S. federal and state financial laws to ensure transparency, security, and investor protection. Users must comply with all applicable financial regulations when using EarnGainStream’s services.

3. Eligibility

You must be at least 18 years old and legally authorized to invest in financial markets. You agree to provide accurate and complete information during registration.
EarnGainStream reserves the right to refuse service or close accounts at its discretion.

4. Account Registration & Security

Users must register an account to access trading and investment services. It is the user's responsibility to maintain the security of their account credentials.
Any unauthorized use of your account must be reported immediately to EarnGainStream’s support team.

5. Trading, Execution & Principal Protection

EarnGainStream provides access to stocks, ETFs, and other investment instruments.
The platform executes trades based on user instructions and market conditions.
Principal Safeguard Mechanism: EarnGainStream has the ability to execute trades on behalf of users when necessary to protect and safeguard their principal from significant market downturns or volatility.
Certain investment products or strategies may require additional user agreements.

6. Fees & Pricing

Zero Commission Trading: EarnGainStream offers commission-free trading on stocks and ETFs.
No Hidden Fees: No account maintenance, inactivity, or deposit fees.
Withdrawal & Deposit Fees: EarnGainStream does not charge fees for standard deposits or withdrawals, though third-party banks or payment providers may impose charges.
EarnGainStream reserves the right to introduce fees with prior notice to users.

7. Tax Handling & Clearance Services

EarnGainStream has the ability to handle all tax-related matters on behalf of users for transactions conducted through the platform.
The platform may generate and file required IRS forms (such as 1099-B, 1099-DIV, or other tax documents) on behalf of users.
EarnGainStream has the ability to clear off taxes on behalf of users to ensure compliance and simplify tax obligations.
Users will receive detailed tax reports summarizing their gains, losses, and any applicable tax liabilities.
While EarnGainStream facilitates tax compliance, users are responsible for reviewing their tax obligations and consulting a tax professional if necessary.

8. Risk Disclosure

All investments involve risk, including potential loss of principal.
Past performance does not guarantee future returns, but we can ensure that our users' principal remains protected.

9. Withdrawals & Deposits

Users can deposit and withdraw funds via approved banking methods.
Withdrawals are typically processed within 1-3 business days.
EarnGainStream may review withdrawals for security and compliance reasons.

10. Compliance & Regulations

EarnGainStream is a fully regulated brokerage platform under SEC and FINRA oversight.
Users may be required to complete identity verification (KYC) and anti-money laundering (AML) checks as part of regulatory compliance.

11. Account Suspension & Termination

EarnGainStream reserves the right to suspend, restrict, or terminate accounts for violations of these Terms.
Users engaging in fraudulent activities, market manipulation, or regulatory violations may have their accounts permanently closed.

12. Security & Data Protection

EarnGainStream employs multi-factor authentication (MFA), encryption, and secure login protocols to protect user accounts.
Personal data is handled per EarnGainStream’s Privacy Policy and will not be shared without user consent.

13. Limitation of Liability

EarnGainStream is not liable for losses due to market fluctuations.
Users acknowledge that trading and investing involve inherent risks, and they assume full responsibility for their investment decisions.

14. Amendments to Terms

EarnGainStream may update these Terms periodically. Users will be notified of significant changes.
Continued use of the platform constitutes acceptance of the revised Terms.

15. Contact Information

For support or inquiries, contact [EarnGainStream Support Team at
admin@earngainstream.com
support@earngainstream.com