At EarnGainStream, we are more than just a financial company—we are innovators at the intersection of technology and finance. With the customer at the heart of our operations, the internet as our foundation, and technology as our driving force, we’re committed to empowering investors through intelligent tools and exceptional services. Our leadership team brings deep expertise from both the tech and finance industries, and we focus on creating efficient, reliable, and accessible solutions that make investing easier and smarter. Enjoy Tech. Enjoy Investing.

We believe that individual investors are a vital part of the financial ecosystem and deserve more than just traditional services. Investors should be empowered with better information, advanced tools, opportunities, and lower costs to help them thrive. At EarnGainStream, respecting the investor is respecting the market. Technology is the investor’s best ally—enabling smarter, faster decisions and expanding capabilities in terms of time, scale, and technique. Technology is the future, and we’re here to make it work for you.

As a forward-thinking financial company driven by technology, EarnGainStream offers an all-in-one self-directed investment platform designed to provide a seamless and superior user experience. Our platform is equipped with advanced tools that help investors take control of their financial futures.

Key Features:

Brokerage Services & Legal Information

Brokerage services are provided by EarnGainStream Financial LLC, a broker-dealer registered with the Securities and Exchange Commission (SEC). EarnGainStream Financial LLC is a member of the Financial Industry Regulatory Authority (FINRA), Securities Investor Protection Corporation (SIPC), the New York Stock Exchange (NYSE), NASDAQ, and Cboe EDGX Exchange, Inc. (CBOE EDGX).
EarnGainStream Financial LLC is a member of SIPC, which provides protection for securities customers up to $500,000 (including $250,000 for claims for cash). For additional protection, our clearing firm, TD Ameritrade Clearing, a subsidiary of Charles Schwab, offers supplementary insurance coverage for securities and cash. This coverage extends to an aggregate of $500 billion, with specific limits of $1 billion for any one customer’s securities and $5 million for any one customer’s cash. Please note that similar to SIPC protection, this additional insurance does not cover market value losses.
At EarnGainStream, we prioritize data security, implementing the latest technology to protect your personal and financial information.

Risk Disclosure:
Investing involves risk, including the potential loss of capital. Market fluctuations can lead to changes in the value of securities, and clients may lose more than their initial investment. We recommend that all investors carefully assess their risk tolerance and financial goals before trading.

Account Protection: Securities accounts at EarnGainStream Financial LLC are protected by SIPC and additional excess SIPC coverage, depending on the clearing arrangement. For accounts under the omnibus clearing relationship with TD Ameritrade Clearing, excess SIPC coverage is provided up to $2 billion, with higher limits for cash. For fully-disclosed accounts, TD Ameritrade Clearing offers additional insurance coverage of up to $500 million for securities and cash.
Please note that SIPC and excess SIPC protections do not cover losses in the market value of securities.

Options and Futures Trading: Options trading entails significant risk, and the value of options can decline rapidly. Only investors who understand the risks involved should trade options. Futures trading involves additional risk, and these products may not be suitable for all investors. Please review the Risk Disclosure Statement and other relevant materials before engaging in futures or options trading.

Diversification and Margin Trading: Diversification does not eliminate risk, and margin trading increases the potential for loss, including the possibility of forced sales if account equity falls below required levels. Margin trading privileges are subject to approval, and leverage can lead to larger losses in adverse market conditions.

Invest with Confidence. EarnGainStream combines technology and finance to deliver a comprehensive, efficient, and secure platform for investors. Whether you’re trading stocks, ETFs, or options, we provide the tools, resources, and support you need to succeed in the markets. With EarnGainStream, you can trade smarter and more confidently—making technology work for you.